/* ==========================================================================
   Multiple Payment Options — Visa · Mastercard · Bank Transfer
   ========================================================================== */
.payments-stage {
  position: relative;
  z-index: 1; /* sit above the fixed .mesh-background (orbs + grid) */
  padding: 4.5rem 0 5rem;
  background: var(--white);
}

.payments-title {
  margin: 0;
  text-align: center;
  font-family: var(--font-display);
  font-size: clamp(1.5rem, 1.1rem + 1.6vw, 2.4rem);
  font-weight: 400;
  letter-spacing: -0.02em;
  line-height: 1.2;
  color: var(--navy-text);
}

.payments-accent {
  color: var(--primary-deep);
}

.payments-sub {
  margin: 0.75rem auto 0;
  max-width: 560px;
  text-align: center;
  font-size: 1.05rem;
  line-height: 1.6;
  color: var(--text-secondary);
}

.payments-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1.5rem;
  max-width: 960px;
  margin: 2.75rem auto 0;
  padding: 0;
  list-style: none;
}

.payment-card {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 1rem;
  padding: 2rem 1.5rem 1.75rem;
  text-align: center;
  background: var(--bg-surface);
  border: 1px solid var(--border-hairline);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-card);
  transition: transform 0.45s var(--ease-spring), box-shadow 0.45s var(--ease-spring);
}

.payment-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-card-hover);
}

.payment-logo {
  display: grid;
  place-items: center;
  height: 64px;
  flex-shrink: 0;
}

.payment-logo svg {
  display: block;
  width: auto;
}

.payment-logo--visa svg { height: 30px; }
.payment-logo--mastercard svg { height: 46px; }

.payment-logo--bank {
  width: 64px;
  border-radius: 18px;
  background: linear-gradient(160deg, var(--light-blue) 0%, #F4FAFF 100%);
  color: var(--primary-deep);
}

.payment-logo--bank svg { height: 32px; }

.payment-meta {
  display: flex;
  flex-direction: column;
  gap: 0.3rem;
}

.payment-meta strong {
  font-size: 1.1rem;
  font-weight: 600;
  color: var(--navy-text);
}

.payment-meta span {
  font-size: 0.9rem;
  line-height: 1.5;
  color: var(--text-secondary);
}

.payments-secure {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.45rem;
  margin: 1.75rem 0 0;
  text-align: center;
  font-size: 0.85rem;
  color: var(--text-tertiary);
}

.payments-secure svg {
  width: 16px;
  height: 16px;
  flex-shrink: 0;
  color: var(--status-emerald);
}

@media (prefers-reduced-motion: reduce) {
  .payment-card { transition: none; }
  .payment-card:hover { transform: none; }
}

@media (max-width: 860px) {
  .payments-grid { gap: 1rem; }
  .payment-card { padding: 1.5rem 1rem; }
}

/* Phone: compact horizontal rows */
@media (max-width: 640px) {
  .payments-stage { padding: 3.25rem 0 3.5rem; }
  .payments-grid {
    grid-template-columns: 1fr;
    gap: 0.75rem;
    margin-top: 2rem;
  }
  .payment-card {
    flex-direction: row;
    align-items: center;
    gap: 1rem;
    padding: 0.9rem 1rem;
    text-align: left;
  }
  .payment-logo {
    width: 64px;
    height: 48px;
    border-radius: 12px;
    background: #F5F8FC;
  }
  .payment-logo--visa svg { height: 18px; }
  .payment-logo--mastercard svg { height: 30px; }
  .payment-logo--bank {
    height: 48px;
    border-radius: 12px;
    background: linear-gradient(160deg, var(--light-blue) 0%, #F4FAFF 100%);
  }
  .payment-logo--bank svg { height: 24px; }
  .payment-meta strong { font-size: 1rem; }
  .payment-meta span { font-size: 0.82rem; }
  .payments-secure { align-items: flex-start; justify-content: flex-start; text-align: left; font-size: 0.78rem; margin-top: 1.25rem; padding: 0 0.25rem; }
  .payments-secure svg { margin-top: 2px; }
}